Are 40-Year Mortgages Coming?

Are 40-Year Mortgages Coming?

Personally, I like 40-year mortgages more than 30s. It would lower your payment amount and increase your cash flow. It slows your leak of cash into equity. That’s good, because financial freedom is achieved when money flows the opposite direction – equity...
Generational Wealth Starts With One Risk-Taker

Generational Wealth Starts With One Risk-Taker

I come from a great family. My brother and I grew up loved by two parents in a stable home. They still live in the same, humble, 1900-built Victorian house in upstate Pennsylvania. They have owned it continuously since 1974. I’ll soon celebrate my parents’...
How To Ride The Inflation Tide

How To Ride The Inflation Tide

My personal inflation rate just edged higher… again. Yesterday, I discovered that my neighborhood drive-thru car wash increased their price from $16 to $18. (And the car dryer still doesn’t last long enough.) Inflation, debt, and taxes are three wealth...
This Is Dreadful Advice

This Is Dreadful Advice

Kathleen makes $40,000 per year. I think it’s clear that she needs more income. She seeks investment advice. Here’s what Kathleen got. Click below. One achieves financial freedom by successfully converting enough equity into cash flow. A paid-off home...
Inflation Isn’t Transitory

Inflation Isn’t Transitory

My personal inflation rate just edged higher. Last week, when it came time to pay for my Chicken and Bacon Ranch Melt sandwich at Subway restaurant (always on flatbread), for the first time…I was asked to leave a tip. I was surely the only customer that day to...
Inflation: Your New Best Friend

Inflation: Your New Best Friend

Let’s get fundamental for a minute. Monetary inflation is an expansion in the money supply. That makes sense. Whatever expands can be said to “inflate”. Over time, the more popular inflation definition seems to have morphed into...