by Keith Weinhold | Jul 2, 2024 | Blog
Almost everyone has heard of the interest rate lockdown effect (or lock-in effect). Borrowers with mortgage rates, say, below 4%, won’t sell and replace it with a property at today’s 7% rate. They stay put. As a result, the market has less available...
by Keith Weinhold | Apr 24, 2023 | Blog
A decade of easy money got people drunk with easy gains. A whopping eight Fed interest rate increases this past year have created a quick sobering up that’s leaving investors and consumers woozy. We saw crypto exchanges implode last year. In just the past week,...
by Keith Weinhold | Mar 28, 2023 | Blog
Most people understand that when their wages don’t keep up with inflation, they lose prosperity. It’s worse. Inflation stole your time. Conventional personal finance says that you should be able to put in your time, effort, and energy when you’re...
by Keith Weinhold | Mar 19, 2023 | Blog
You could have bought the home below for $938 from the 1916 Sears catalog. A century ago, Sears was sort of like IKEA in an assemble-it-yourself way. Sears shipped a complete house to you by railroad car. Reportedly, friends and family would come to help you build it....
by Keith Weinhold | Mar 15, 2023 | Blog
One key to designing an aspirational lifestyle for yourself is: “Don’t live below your means—grow your means.” For some elucidation, increasing your income deserves focus because it’s unlimited. Conversely, you can only reduce your expenses a...
by Keith Weinhold | Mar 14, 2023 | Blog
In today’s world, some investments are trendier than espresso martinis. Others—like NFTs, metaverse real estate, MATIC tokens, and the solana blockchain—might have merit. Yet they’re either cryptic, enigmatic, or esoteric. Do you know the difference...
